JPMorgan Chase is taking over Apple Card, but will have a bit of integration work ahead. JPMorgan Chase CEO Jamie Dimon explained: "If it was a traditional credit card thing, we can fold it in rather quickly and just put it in our systems. But it's not. They actually built a completely different, integrated into iOS tech stack and they did a good job. So it's good stuff. But we have to integrate that inside our system. And to do that, it's going to take two years and cost a bit of money to meet the terms and standards. Those terms and standards are actually quite good. Apple wants to take very good care of those customers. And a lot of those things will be built directly into our system and we could obviously apply some of that customer service stuff in other places. And we want to do it right. We have to rebuild what their tech stack is, embed it into our system."